Hippolyte Asah
Chairman BoD — DHRLife
Chairman BoD — DHRLife
The concept of insurance can be traced back to the days of the Romans, but it wasn't formalized until the 18th century. Essentially, it's a means of spreading financial risk among a large number of people who pay into a fund or pool. In this way, the cost is minimized for those who suffer an unexpected misfortune. The Diaspora Home Return (DHR) is founded on this basis but as a non-profit making organization tailored to assist Canadian residents in times of need.
Every death inflicts a special and unique pain to each individual. Deaths that come without warning can leave one with terrible grief. During the past years, we have recorded a couple of deaths in the community whereby some of the families are left with shock on how to handle the funeral and or repatriation charges. In some cases, families have been left with the option of creating a GoFundMe page which usually raises insufficient amounts where a percentage of this amount is withheld by GoFundMe. In some cases, Canadian residents, as well as well-wishers, have been called upon to support which is a slow, inefficient, and difficult process. Members of these communities who belong to an association are in most cases covered by a group repatriation insurance scheme which have proven to be inefficient and cases of deaths have occurred in which the members don't belong to any of these associations thus making it impossible for them to benefit from such schemes. Sudden deaths have very different causes but what unites them all is that they are unexpected and unanticipated. The bereaved usually have no time to prepare for their loss, or say goodbye.
In Canada, life insurance schemes are not so friendly when it comes to repatriation of corpses, especially to our home countries, and are way more expensive for most of our targeted population who can't afford the monthly payments on regular bases.
In order to untangle the above problem and after careful identification of our needs, we realized that support should be tailored to the needs of the residents who have developed the DHRLife to service her people and others living in Canada. DHRLife will support the bereaved family with up to the sum of $16,000 (Sixteen Thousand Dollars) to assist in handling funeral expenses and transportation of the remains to their home countries.
DHRLife recognizes the need to come together for a better and stronger community, unlike other insurance schemes that organize collections whenever an event occurs with little or no transparency in the process and very little social connection to the bereaved family.
The more subscribers we get, the lower the premium per member of an association or group.
DHRLife is a community-based initiative owned and managed by the people. Subscribers (associations/groups) will have a say in the management of the program. A 75% non-confidence vote is required to oblige a Board member to resign or step down from the board at any time.
The benefits package will be made directly to the bereaved family's next of kin after receiving a copy of the death certificate without passing through a third party.
The privacy of members will be DHRLife's top priority. Your personal information will be protected and not made public.
Every member is important to us and none will be left out of the program. We encourage members to belong in associations/groups before registration because the hands of death can touch anyone irrespective of where they belong.
DHRLife will support the bereaved family with up to the sum of $16,000 (Sixteen thousand dollars) to assist the family in handling funeral expenses and transportation of remains back home. DHRLife and its members will stand by the bereaved family.
We seek a society where everyone irrespective of their financial status can walk through the grief, financial and emotional trauma inflicted by death and thus easing the process of recovery from the loss of a loved one.
DHRLife provides financial and moral support that covers the cost resulting from the death of its members that occur in Canada.
Canadian Residents have come up with this Diaspora Home Return (DHR) program in an effort to look after one another. We put residents in the center of this project because we strongly believe that we cannot overcome such crises alone until everyone has equal rights and opportunities.
The program will be owned by the community in Canada and run by a Board of Trustees with both Long and Short Term seats. Proper management would have a five-year mandate renewable. Members with a long-term seat will vote a Board Chairman of the Organization having one vote each and shall comprise the founding members.
Short Term seats will comprise members elected from our different communities to represent them in the DHRLife program and take decisions on their behalf. These members will have a two-year mandate in the board renewable. Members in this category will also have one vote each.
The Board members will share responsibilities among them when the need arise and are expected to meet every three months or in an extraordinary session called by the Chairman of the Board. The Board will recruit a competent management team when the need arise.
A 75% non-confidence vote is required to oblige a Board member to resign or be dismissed from the board at any time.
Our team is here to help you.
Register your membership today and be part of the DHRLife family.